Wallets as a service

Instantly embed cloud-based digital wallets into your product. No separate apps, no heavy infrastructure — just an API

What you get out of the box

From wallet provisioning to proof, the Cloud Wallet API gives you all the essentials for building wallet-enabled services

Wallet Provisioning

Create secure wallets for every user instantly via API. Scales from pilot projects to millions of users without additional infrastructure.

Credential Proofs

Generate cryptographic proofs on demand, ensuring users can verify their credentials anywhere with trust and compliance built in.

Multi-Format Support

Works with SD-JWT, mDocs, JSON-LD credentials, and more.

Event Notifications

Stay updated with webhooks for wallet and credential activity.

Scalability & Reliability

Provision millions of wallets with predictable performance.

Responsive Dark Code Block

const endpoint = 'https://api.hovi.id/credential';
function issueCredential(type, payload) {
  axios.post(endpoint + '/' + type + '/offer', { payload });
}
function verifyCredential(type, request) {
  axios.post(endpoint + '/' + type + '/verify', { request });
}
issueCredential('sd-jwt', credentialData);
issueCredential('mdoc', credentialData);
verifyCredential('json-ld', requestData);

const endpoint = 'https://cloudwallet.hovi.id';
const headers = {
  'Content-Type': 'application/json',
  'x-api-key': '7a34ad35-2238-40f6-a6a1-b321cd189119'
}

function createWallet(walletLabel, walletSecret) {
  const payload = {
    label: walletLabel,
    secret: walletSecret
  }
  axios.post(`${endpoint}/wallet/create`, payload, { headers });
}

createWallet('your-wallet-label', 'your-wallet-secret');

const endpoint = 'https://cloudwallet.hovi.id';
const headers = { 
  'Content-Type': 'application/json', 
  'Authorization': 'Bearer eyJhb...' 
};

function acceptCredential(protocol, value) {
  const payload = { protocol };
  payload[protocol === 'openid' ? 'credentialOfferUri' : 'credentialId'] = value;
  axios.post(`${endpoint}/credential/accept-offer`, payload,
  { headers });
}
acceptCredential('openid', 'OFFER_URI');
acceptCredential('didcomm', 'CREDENTIAL_ID');

const endpoint = 'https://cloudwallet.hovi.id';
const headers = { 
  'Content-Type': 'application/json', 
  'Authorization': 'Bearer eyJhb...' 
};

async function submitPresentation(protocol, value) {
  const payload = { protocol };
  payload[protocol === 'openid' ? 'proofRequestUri' : 
  'proofRecordId'] = value;
  return axios.post(`${endpoint}/proof/submit-presentation`, 
  payload, { headers });
}
submitPresentation('openid', 'VERIFICATION_REQUEST_URI');
submitPresentation('didcomm', 'PROOF_RECORD_ID');

npm i @hovi/core-sdk

npm i @hovi/cloudwallet-sdk

Integration in a few lines of code

Integrating the Cloud Wallet API is designed to be as straightforward as possible. With a single call, you can create a secure wallet for any user and immediately enable them to start receiving credentials. Storing and presenting credentials is handled through simple endpoints, with no need to manage cryptographic keys or complex wallet infrastructure. Developers can focus on creating value for users, while Hovi manages the heavy lifting in the background.

1. Provision a wallet for your user

2. User receives credentials from trusted issuers

3. Credentials are stored securely in the cloud

4. Proofs are generated and shared instantly when required

Bring wallets to your users
today

Enable your product with secure, ready-to-use digital wallets in the cloud. Instead of building and maintaining wallet apps yourself, you can give every user a your wallet instantly through API calls within your current solution. Credentials can be received, securely stored, and presented without requiring your customers to download a separate app. This makes onboarding faster, user experience smoother, and integration effortless.

Add wallet functionality without forcing your customers to download or learn something new. With a single API, your product can receive, store, and prove credentials; making digital trust a natural part of your user experience. Start small with one use case, then expand at your own pace.

The core of
‍Cloud Wallet API

Designed to be secure, developer-friendly, and scalable; ready for startups and enterprises alike

Secure and Compliant

Hovi APIs are built with top-tier security standards, ensuring compliance with global regulations like ISO27001 and GDPR.

Easy Integration

Seamlessly connect Hovi APIs to your existing platforms. Whether you’re working on a web app, mobile platform, or enterprise system, our APIs are built for flexibility.

Robust Security Features

All communications through Hovi APIs are fully encrypted, ensuring that identity data remains secure and protected.

Performance at Scale

Designed for scalability, Hovi API can handle large volumes of issuances & verifications, making it ideal for businesses that expect high transaction loads.

Digital Identity

Digital Identity

Artificial Intelligence

Building your
API Stack

Cloud Wallet API

Wallets as a service

Frictionless adoption

Cross-ecosystem interoperability

Fully managed infrastruture

What you get out of the box

Wallet Provisioning

Credential Proofs

Multi-Format Support

Event Notifications

Scalability & Reliability

Integration in a few lines of code

Bring wallets to your users
today

The core of
‍Cloud Wallet API

Secure and Compliant

Easy Integration

Robust Security Features

Performance at Scale

All in one streamlined platform

Platform

Industries

Resources

Company

Platform

Solutions

Use cases

Industries

Pricing

Resources

Company

Digital Identity

Digital Identity

Artificial Intelligence

Building your API Stack

Cloud Wallet API

Wallets as a service

Frictionless adoption

Cross-ecosystem interoperability

Fully managed infrastruture

What you get out of the box

Wallet Provisioning

Credential Proofs

Multi-Format Support

Event Notifications

Scalability & Reliability

Integration in a few lines of code

The core of‍Cloud Wallet API

Secure and Compliant

Easy Integration

Robust Security Features

Performance at Scale

All in one streamlined platform

Platform

Industries

Resources

Company

Platform

Solutions

Use cases

Industries

Pricing

Resources

Company

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Building your
API Stack

The core of
‍Cloud Wallet API